What my thoughts say about student credit cards

Choose the credit card offer with the lowest interest rate and the most reasonable schedule of fees. Then learn how to use a credit card sensibly. Using the credit card to buy a small amount each month is a good idea as long as you pay the balance in full at the end of each cycle. (After all, it is hard to prove that you can use credit responsibly if you never get around to using your credit card. ) If you let your balance roll over from one cycle to the next, reduce the amount of interest your account accrues by paying substantially more than the minimum payment each month.

06/21/09 19

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