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You may also get a discount for taking a defensive driving or accident prevention class. If another driver on your policy does not qualify for a safe driver discount, but you do, you may want to find out how much the savings would be and consider putting the other driver on another policy. • Discounts for safety features. Many insurance companies will give you a significant discount if your car has automatic safety features like anti lock brakes, automatic seatbelts, airbags, and anti theft devices. • Discounts for driving infrequently.